Home | Afya Investment
This is the arm of the Society that manages its major properties that generates income for members. Its major objectives are;
The Sacco manages a premier real estate portfolio, including Afya Centre and residential maisonettes, to generate consistent rental income and annual dividend distributions for shareholders
Through bulk acquisitions of prime residential and development plots nationwide, the Sacco provides members and the public with secure, sub-market access to high-growth real estate opportunities.
Ready to take control of your financial future? Simply fill out the membership form to become a member today!

AFYA SACCO is offering members an opportunity to invest in prime, well-serviced land located in a fast-growing area. The property covers 10 acres, subdivided into residential plots measuring 50×100 ft and 40×80 ft, each strategically positioned with access to essential amenities and all-weather roads. Every plot comes with a ready title and flexible payment options designed to support our members’ financial goals.
Contact us today for pricing, site visits, and more information about owning a plot through AFYA SACCO.
AFYA SACCO is a member-driven financial cooperative dedicated to empowering Kenya’s health community through reliable savings, affordable credit, and sustainable financial solutions.
Supports long-term savings and access to affordable loans for personal, business, and investment growth.
Provides convenient day-to-day banking services including savings, withdrawals, payments, and salary processing.
Features
Features
Features
These accumulated savings serve as essential collateral for credit facilities and earn competitive annual interest (rebates) for the duration of the membership. Funds are refundable only upon formal withdrawal from the Sacco, contingent on the full settlement of all outstanding liabilities and guarantee obligations
Representing a member’s permanent ownership stake, these non-withdrawable units are transferable instruments that earn annual dividends based on institutional profitability. Members must maintain a minimum threshold of KES 20,000, which can be achieved through lump-sum payments or structured periodic contributions.
This specialized product supports retirees whose pensions are processed through FOSA, offering credit within their existing deposit limits for medical or development needs. It features a preferential low interest rate of 0.5% on a reducing balance with a 36-month repayment cycle.
Features
A long-term financing solution for business expansion or development, providing up to four times member deposits with a tenure of up to 84 months. It features a 15% amortized interest rate and accepts diverse collateral, including logbooks and title deeds.
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Features
This product targets medium-term projects and educational funding for consistent contributors of at least six months, offering up to three times their savings. It is fully secured by guarantors and deposits, with a 48-month repayment period at 1.17% monthly interest on a reducing balance.
Features
Features
Features